L.M. Sembiyeva, A.O. Zhagyparova, и М.К. Makysh. 2019. «ROLE OF COMMERCIAL BANKS IN INNOVATIVE DEVELOPMENT OF THE ECONOMY». «Доклады НАН РК», вып. 3 (июнь):204-13. http://189185.vm7pq.group/reports-science/article/view/1556.